Paper or Plastic? Or a jar full of change….

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Although my mother has reiterated time and time again to keep cash in my wallet just in case of an emergency, more often than not, I have nothing but small change in my wallet.  The only times I tend to take money out of my account is when I know the only method of payment accepted is cash: when I go to my hairdresser, owe someone or contribute to the work lottery pool. None of these situations occur very often, hence I rarely use cash.

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